Budgeting Money

How to Make 200 Dollars Fast

Problem: The bills are due for the month and you don’t have the cash to pay them. You need to know how to make 200 Dollars fast.

Having enough money can be a challenge for anyone these days. Life is expensive and it can be difficult to earn enough money. Many companies have laid off workers and jobs are becoming more scarce. As a result, young people are entering the work force and finding it difficult to secure a good job. This is how to make 200 Dollars fast.

Solution: The best method for how to make 200 Dollars fast:

  • Sell Things You Don’t Need
  • Rent Out Your Room or Car
  • A Side Hustle job
  • Borrow Money (Last Resort)

Sell Items Lying Around the House

Sell Things Like Electronics, Jewelry and Name Brand Items Online or in a Garage Sale

The quickest way to get cash and how to make 200 Dollars fast is to sell things. Take an inventory of what you have at home that isn’t needed. Cell phones, gift cards and electronics are quick sellers. Other items that you may have not considered include:

  • Jewelry
  • Vintage toys
  • Fitness equipment
  • Collectibles
  • Name Brand Items (Apple, Bose, Tiffany, Etc.)

First, the common places to sell the items include EBay, Etsy, LetGo, Swappa, Gift Card Granny and Gazelle. Each of these sellers offers a phone app so you can easily manage purchases directly from your cell phone. The money from each sale goes directly to your bank account. Note: fees may apply.

Second, if you want to know how to make 200 Dollars fast, have a garage sale. Garage sales are great if you want to avoid the hassle of photographing and listing items for sale online. In addition, each sale generates instant cash.

Finally, a hybrid of online selling and hosting a garage sale is Facebook Marketplace. Facebook Marketplace works as an online garage sale and allows you to reach a larger marketplace of buyers compared with selling in your neighborhood.

Convert Coins to Cash

Many people put extra change from their pockets in a jar at home and forget about it. If you if you want to know how to make 200 Dollars fast, you can simply take the change jar down to your bank or a coin exchange. For a small fee, the coins are quickly counted and paid out in cash. If you have a bank account, check with your bank for coin exchange service. In addition, Coinstar is a popular coin exchange as well.

Rent a Room/Car

Earn Extra Money Renting an Extra Room and Rent Your Car

If you have a spare room or place to lease you can rent it out. Many people think of AirBnB as a vacation rental site. However, you can also rent out an extra room using AirBnB, the local paper or Craigslist to earn extra cash. Note: there’s a lot of issues to unpack regarding renting a room to a stranger, so make sure you do your research if you decide to rent out a room.

Have a car that you hardly use? You can also rent your car. Sites like Turo allow you to list your vehicle on their site and earn extra cash from rental fees. Vehicle protection plans are available and you earn approximately 65-85% of the trip price.

More Ideas to Earn Extra Money

Great Ways to Earn Extra Money Include Seasonal Work, Side Hustles and Starting a Business

One dirty little secret that successful people don’t share about their success is what they had to do to become successful. Successful people often work 2-3 jobs, work long hours and work to do things that no one else wanted to do.

It’s not glamorous to deliver pizzas or wash cars when you have a master’s degree from a prominent university. But sometimes to get ahead you have to swallow your pride and do what must be done. I’m not suggesting that you do anything illegal to make money; on the contrary, there are plenty of legal jobs that will earn real money for you. Note: these ideas don’t earn money as quickly as selling your personal items.

Seasonal Work

Seasonal Jobs Include Retail Workers, Tax Season Workers and Vacation Season Workers

During the holidays, seasonal workers are needed in most areas. The Fall holiday season is the busiest shopping time of the year. Employers hire extra staff to help with the higher demand from customers. Examples include retail sales, delivery drivers and merchandise stockers.

Other seasonal jobs include working in the tax industry during tax season and working festivals and resorts during the summer or winter vacation season.  

Side Hustle

Having a side hustle has become more common these days. Unfortunately, many people work a second job simply to make ends meet. But there’s no shame in working hard to get ahead. Common side hustles today include:

  • Uber/Lyft Driver
  • Food/Grocery Delivery
  • Dog Walking and Sitting
  • Babysitting
  • House Cleaning
  • Gig Economy Services (Fiverr)
  • Freelance Work Online
  • Tutoring
  • Wash and Detail Cars

Start a Business

There are Great Opportunities for Starting a Business, Including Service Industry Business, Home Based Business and Home Sales Business

If you read or see the news, you may believe that there’s no hope for you to make money. However, there’s never been a better time to start a business. The opportunities are endless for someone willing to put in the work. You can start a business locally in the service industry, such as delivery, massage, home/car repair, pet sitting/walking, babysitting, etc. None of these businesses require an office or a startup cost.

If you don’t want to start local service business, you can work from your computer at home. Sell things online on Amazon, EBay, Etsy, Facebook Marketplace or other platform. You can buy and sell new or used items. Make your own brand. There are many options for selling goods online.

Also, you can sell services online. Are you good at building websites, social media or marketing? Many businesses now have an online presence and they need marketers and SEO consultants to help them reach customers.

Last Resort: Borrow Money

You Can Borrow Against Assets Like Cryptocurrency and Your 401(k), But Beware of Predatory Lenders

If you none of the options presented work for you, and you desperately need money, then borrowing is an option. First, you need to know that there are unscrupulous lenders out there who will take advantage of you. Every town now has predatory lenders who will lend you quick cash if you own an asset. The rates and schedule for these kinds of loans are risky. Many people end up forfeiting the loans and lose their assets. These are not recommended and buyer beware.

If you own assets such as cryptocurrency (such as Bitcoin), stocks, 401(k) or other equities you can get borrow against them. Terms for these types of loans are more reasonable and are easier to manage and pay back. In many cases you can borrow money using the asset (stocks, for example) as collateral. There are companies who specialize in these types of loans based on the type of asset you have.

Overall, borrowing is not recommended. When you borrow, the debt hole grows deeper and will be more difficult to escape.

Saving Money: You Need a Budget

Learn How to Save Money and Budget for the Future

Once you get the money that you need, start thinking about how you can save money for investment. Running out of money is not a good feeling, especially when there are bills to pay. And someday you may have others who depend on you. Now is the time to start thinking about how you can save money. Secure your future now.

In addition, now is a good time to take a hard look at your budget to find things you can cut. You want to figure out what items in your budget are not necessary. Paying for cable, spa memberships or luxury items? It’s time to get rid of those expenses so you can have extra money in your budget. Don’t have a budget? Read this: “10 Things to Know Before Starting a Budget.”

Final Thoughts on Financial Success

Getting ahead requires hard work. There’s just no way around it. If you have to take on a second job or sell something, it can pay off later. Ultimately you want to achieve financial success to have more freedom. Financial success means you pay off debt, have savings and also have investments. That may sound impossible now, but if you focus on the goal, it can be achieved. To learn more about making more money, check out more Piggy Bank Coins articles on personal finance below.

Read More:

Ways to Save Money on a Tight Budget

10 Things to Know Before Starting a Budget

The Best Budget App

How to Make $200 Fast

Best Budget Planner

Home Buying Power

Financial Planning Services

Value Investing Books

Wealth Building Cornerstones

Best Investing Books of All Time

How to Become a Millionaire from Nothing

How Much Savings You Should Have at 40

Why Saving Money is Important

Debt Elimination


It is important to note that Piggy Bank Coins does not provide financial advice. We don’t endorse or recommend any financial investments. Instead, we provide information for educational purposes to those seeking knowledge regarding personal finance. However, in the spirit of transparency, note that the author is an investor in cryptocurrencies, precious metals and some equities.

In addition, The Federal Trade Commission (FTC) requires that Piggy Bank Coins disclose to readers that we may receive commissions when you click our links and make purchases. However, this does not impact our reviews and comparisons. Moreover, we try our best to keep things fair and balanced, to help you make the best choice for you.

Gold & Silver

The Cheapest Way to Buy Silver

We will discuss the cheapest way to buy silver, why you should own silver, silver coins to purchase and more. In addition we will talk about the future of silver and the history of silver.

Many investors recommend including precious metals like silver in your investment portfolio. It’s important for everyone to own silver. Here we’ll discuss the history of silver, why everyone should own silver, how to buy it and the best silver coins to own. Commodities such as silver (and gold) have stood the test of time. In fact, silver has been money for thousands of years. So it makes sense to find the cheapest way to buy silver.

History of Silver

For thousands of years, silver bars and coins have been used as currency. Silver has the properties of money, which are portability, divisibility and tangibility. In fact, money was backed by silver and gold until 1933. Read more about the “US Dollar History: How the Dollar Became the World Reserve Currency” to learn more.

Why Everyone Should Own Silver

Silver is real money: It is Tangible, Secure, Private and Maintains Its Value Against Inflation

Silver is real money, which is tangible and is backed by something of value. You can hold it in your hand. Moreover, silver can not be taken from a bank account. Hackers cannot steal silver from your computer, like Bitcoin. Finally, silver is kept safely and privately in a secure location.

Real money is resistant to inflationary forces and has a value that is based on demand. First, silver has a long history of maintaining its value against the currency of the day. No matter what the value of a dollar is, one ounce of silver is always equal in value to one ounce of silver. Finally, silver maintains a special balance with the value of gold, which fluctuates.

Silver is Affordable and Practical

Purchasing silver, one-ounce coins, such as the American Silver Eagle, is one of the cheapest ways to buy silver. Currently, silver one ounce coins sell for approximately $25. Moreover, silver coins easily fit in your pocket or purse. They can be used as gifts or exchanged for cash.

Silver Has a Limited Supply and Growing Demand

The Supply of Silver Is Finite; Demand for Silver Includes Industry, Jewelry and Money

There is a limited supply of silver on Earth. Silver Miners throughout the world have a finite quantity of silver available for mining. At some point, the amount of silver removed from mines will diminish and become zero.

At the same time, silver demand continues to grow. First, silver has many uses in technology, jewelry, medicine and money. Furthermore, jewelry made of silver has been popular for millennia, and continues to grow in demand. Next, there are many industrial uses for silver including batteries, solar panels and electronics. In fact, more than 50% of silver mined today goes to industrial use. Finally, silver coins remain in demand all over the world.

One other important point about silver is that it has traditionally outperformed gold in bull markets. For example, from 1970 to 1980, silver increased in price (compared to US Dollar) by over 3,000%.

Real money is sound money. Silver is real, sound money.

How to Buy Silver

Buying silver has never been easier. Many silver sellers are competing for your business online and at your local coin shop. We’ll discuss coin shops in more detail. We won’t discuss purchasing paper contracts or electronic funds. Buying silver shares is not recommended. If you cannot hold silver in your possession, it is not secure.

The other option for purchasing is buying online. Buying from a website has become more secure in recent years, but you must do diligent research to verify the buyer. Only buy from established suppliers that have been around for a long time and have positive feedback. Preferably you can get a recommendation from a friend.

Silver Coin Dealers and Coin Shops

There are several methods for finding the cheapest way to buy silver coins and bars. The first option is to search for reputable coin dealers near where you live. Ask friends or look online for reviews of the local shops that buy and sell silver coins. Next, visit several coin dealers or coin shops in your area and get to know who they are and what they offer. Find a dealer who you enjoy dealing with and who is knowledgeable about silver and silver coins. Ask questions, like how they determine silver spot price. In addition, determine what fees apply. Get comfortable with whom you are dealing and get to know them.

Best Silver Coins to Buy

Silver Coins Recognized Around the World Include: Silver Eagle, Maple Leaf, Philharmonic, Panda and Britannia

Now that you understand the history and significance of silver and why buying real silver coins is important, let’s explore the best silver coins to buy. This is the cheapest way to buy silver. It’s also one of the easiest ways to stock up on silver.

There are five important one-ounce silver coins that are important to buy. The five most highly regarded silver coins are:

  • American Silver Eagle
  • Canadian Maple Leaf
  • Austrian Philharmonic
  • Chinese Silver Panda
  • British Silver Britannia

These are the best silver coins to buy because they are recognized and trusted around the world. These coins are minted with precision and integrity. The minting is overseen and secured by the respective governments who are involved. When you travel around the world, all of these coins are well-known and recognized universally.  Buying any one of these is considered to be a relatively safe bet.

Best Silver Bars to Buy

If you have more money to buy silver and don’t want to have stacks of coins lying around, then buying silver bullion or silver bars is an option. Silver bars have a few options that make them desirable when compared to silver coins. Silver bars take up less storage space than a comparable Dollar value of coins. In addition, bullion bars have lower premiums compared to silver coins. And silver bars come in varying sizes from one gram up to 400 ounces.

Smaller bars are recommended for several reasons. Large silver bars are not very divisible. For example, how do you pay for dinner with a 400-ounce silver bar (currently valued around $10,000)? In addition, larger silver bars require assay when exchanging and there is also a higher rate of counterfeiting with large bullion bars.

What the Future Holds for Silver

We at Piggy Bank Coins believe that silver has a bright future. Holding a tangible asset such as silver will always be highly regarded by investors. Having silver in your investment portfolio is considered by many to be a safe and secure option. It’s important to grow your wealth, but retaining a portion of your wealth is critical too. Silver is a real, tangible money that can be a store of wealth for a lifetime. We believe demand will continue to grow and that investors should continue to hold silver.

Get a copy of the “Free Gold and Silver Buyer’s Guide” today. It’s free and has some great information in it about investing.

If you want to learn about the history of money, check out Mike Maloney’s free “Hidden Secrets of Money” video series. It’s a goldmine of information that can help you better understand money and where the world stands today financially. Highly recommended!

Read More:

Value Investing Books

How Much Savings You Should Have at 40

Real Estate Market Predictions

Wealth Building Cornerstones

Real Estate Market Predictions

Why Saving Money is Important

The Best Budget App

10 Things to Know Before Starting a Budget

Debt Elimination

Best Gold Coins to Buy

Disclaimer: It is important to note that Piggy Bank Coins does not provide financial advice. We don’t endorse or recommend any financial investments. Instead, we provide information for educational purposes to those seeking knowledge regarding personal finance. However, in the spirit of transparency, note that the author is an investor in cryptocurrencies, precious metals and some equities.

In addition, The Federal Trade Commission (FTC) requires that Piggy Bank Coins disclose to readers that we may receive commissions when you click our links and make purchases. However, this does not impact our reviews and comparisons. Moreover, we try our best to keep things fair and balanced, in order to help you make the best choice for you.


Top 10 Cryptocurrency

These are the top 10 cryptocurrency coins in order of market capitalization. The top 10 cryptocurrency coins change frequently based upon how much money is invested in each project. In fact, several of the top 10 coins are very new to the cryptocurrency space.

We’ll discuss what cryptocurrency is, the purpose of each coin in the top 10 cryptocurrency list, risks associated with cryptocurrency and why it offers hope for the future.

Preview: The Top 10 Cryptocurrencies:

  1. Bitcoin
  2. Ethereum
  3. Tether
  4. XRP
  5. Chainlink
  6. Bitcoin Cash
  7. Polkadot
  8. Binance Coin
  9. Litecoin
  10. Bitcoin SV

What is Cryptocurrency?

History of Cryptocurrency and Bitcoin

Summary of Each Project

The Upside and Downside of Cryptocurrency

Cryptocurrency is a digital asset that is transferable. It is a payment method between individuals over the internet. The currency uses cryptography to secure transactions on a network. Block chain technology makes the crypto network sercure. Miners use powerful computers to solve advanced equations in order to earn Bitcoin. Miners provide security to the distributed ledger network. Secure transactions prevent hackers from cheating the system.

Bitcoin (BTC)

The King of Cryptos: Bitcoin is a Peer-to-Peer Cryptocurrency Payment System founded by Satoshi Nakamoto

Bitcoin is an open-source, block chain-based technology. It is a peer-to-peer payment system. Bitcoin operates as a decentralized electronic payment method. It is conducted semi-anonymously among individuals over the internet. Bitcoin is digital cash. Bitcoin technology also solves the double spend, trust problem. Other payment systems were unable to solve this problem like Bitcoin.

Bitcoin uses block chain technology to maintain its function. In order for users to send and receive bitcoin, the block chain depends on miners. Miners complete complex calculations which build blocks on the block chain. As a reward, the miners are paid Bitcoin upon completion of each block.

Bitcoin was introduced in January 2009. It is unknown who invented bitcoin; however, a developer named Satoshi Nakamoto (probably a pseudonym) released a 9-page white paper entitled, “Bitcoin: A Peer-to-Peer Electronic Cash System.” The Bitcoin white paper describes Bitcoin’s purpose and how it works.

“Bitcoin: A Peer-to-Peer Electronic Cash System” by Satoshi Nakamoto

Bitcoin was the first cryptocurrency to experience widespread use and adoption. However, its use case has evolved over the years from a peer-to-peer payment method to a store of value model. Many Bitcoin users hold bitcoin much like you would hold silver or gold in an investment portfolio. Bitcoin has always been the top 10 cryptocurrency.

Ethereum (ETH)

Ethereum is a Block Chain Project That Uses Smart Contracts to Power Other Projects

This project is an open-source, decentralized block chain project. Ethereum is the creator of smart contracts. It provides open access to money, via the Ether cryptocurrency coin (ETH), and technology, exemplified by the thousands of applications that are operating on the Ethereum network. The ETH coin of Ethereum is second only to bitcoin in market capitalization.

Like Bitcoin, Ethereum is a Proof of Work consensus system. This means that powerful computers all over the world are continuously solving complexed equations in order to build blocks on the Ethereum block chain. Whichever machine or miner solves the problem quickest, completes the block and receives a reward as payment: ETH coin.

Although Ethereum shares some features with Bitcoin, such as being able to make peer-to-peer transactions, they serve different purposes and audiences. Bitcoin was the original decentralized payment system that didn’t require a bank to conduct payments. Although Ethereum is used for payment, its primary purpose is to serve as the core block chain for new projects.

Ethereum is a payment system that integrates ETH. However, it goes one step further by implementing smart contracts. It allows new projects to run on top of the Ethereum block chain. For example, in November 2017 “CryptoKitties” was launched on Ethereum. CryptoKitties was a digital trading app of virtual felines. Ethereum has always been a top 10 cryptocurrency.

You can learn more about Ethereum in our article entitled, The Fastest Growing Cryptocurrency.”

Tether (USDT)

Tether is a top 10 cryptocurrency that is linked to the value of the US Dollar. Its value hovers around one US Dollar, unlike other cryptocurrency that vary in value from a fraction of a Dollar to more than $10,000. Tether is meant to be utilized as a “stable coin.” Traders frequently move in and out of trades, using Tether as a position of safety. Tether is normally averse to volatility, making it a place of refuge in a volatile trading market.


XRP is a currency that operates on a digital payment platform known as RippleNet. First, the company known as Ripple operates XRP. Second, the currency is not technically a cryptocurrency and doesn’t operate on a block chain. Instead, XRP is a centralized, distributed ledger technology. Finally, XRP is a rapid, scaleable payment system. It is a competitor to the SWIFT payment system. SWIFT is used by banks for money transfers.

Chainlink (LINK)

Developed in 2017, Chainlink is a decentralized network that connects smart contracts with real world data. Chainlink is a network run by operators who manage nodes. Operators are paid LINK to maintain the nodes. As a result, the system connects like links in a chain. Chainlink runs on the Ethereum network and plays a critical role in execution of smart contracts. It is one of the new rising stars of the cryptocurrency revolution.

Bitcoin Cash (BCH)

From time to time, forks occur in block chains, creating a new project. Bitcoin created BCH during a fork event in 2017. Founders believed that the original Bitcoin project had lost its way and they had a new vision. In particular, the new Bitcoin Cash project wanted to create a project that focused on using a cryptocurrency as digital cash for person-to-person transactions.

Polkadot (DOT)

Another new rising star in the cryptocurrency space is Polkadot. The Web3 Foundation created Polkadot. Its primary function is to facilitate the operation of block chains together. The DOT coin functions in three ways: staking, bonding and networking. Finally, Polkadot contains special tools like specialization, scale and inoperability which act as catalysts between block chains.

Binance Coin (BNB)

Binance coin is a utility token. It pays for fees on the Binance exchange. It also helps power the Binance decentralized exchange (DEX). The Binance coin is a deflationary coin. Part of the reason that BNB is so popular and successful is due the success of the Binance exchange.

Litecoin (LTC)

For a long time, Litecoin was silver as Bitcoin is to gold. It was the little brother of Bitcoin. And much like Bitcoin, it is a peer-to-peer payment method using block chain technology. Created by legendary crypto investor, Charlie Lee, Litecoin is slower than bitcoin and has been the quiet cryptocurrency for a long time. Litecoin has a strong support network online. In addition, Litecoin is accepted as a payment in many places. There are many crypto wallets that store Litecoin.

Bitcoin SV (BSV)

Another controversial fork of Bitcoin, BSV originated from a Bitcoin Cash fork. Bitcoin SV (aka “Bitcoin Satoshi’s Vision”) was launched after a hash war. It is unclear why we need yet another Bitcoin. But, it’s been around since 2018 and perhaps it will still be around a few more years.

Upside of Owning Cryptocurrency

Owning Cryptocurrencies Requires Belief That They Will Save a Failing System

Let’s be honest: owning Bitcoin and other cryptocurrencies requires some dogmatic belief that they can save our failing system. In addition, cryptocurrency is inherently risky for investors. Furthermore, Bitcoin and other cryptocurrencies are highly volatile. If you believe that the financial system is failing, then crypto might save it. Finally, many believe that cryptocurrency may be a solution to many other new technological problems.

When Bitcoin was born in 2009, it wasn’t necessary. Banks were working fine and a new currency didn’t solve any immediate problems. But there was a small group that had the foresight to know that we deserved something better. The truth was that the banks, along with big governments, had a stranglehold on our financial system.

Along comes Satoshi and Bitcoin. Bitcoin doesn’t require using a bank; the bitcoin holder is the bank. Making borderless payments between friends became easier and more private. In addition, Bitcoin is deflationary, with only 21 million Bitcoins available for use. And if you are starting to have doubts about government money printing and overspending, then Bitcoin is an obvious candidate for safe haven status.

Downside of Owning Cryptocurrency

Cryptocurrency Markets Have Encountered Problems Such as Fraud, Theft and Volatility

There are some downsides to owning cryptocurrency. Cryptocurrency and the block chain space are a very new industry. Bitcoin is only 11 years old and there have been growing pains in the space. First, cryptocurrency has been vulnerable to fraud in the past. For example, $800 Million of Bitcoin was stolen from the infamous Mt. Gox crypto exchange in 2014. Second, scams have been a problem in the industry, especially with new projects. Finally, price volatility has frightened away many new potential Bitcoin users.

On a personal note, I believe Bitcoin will eventually find an important place in the future of money. In 2012, when I first heard of it, one Bitcoin was worth $60. At the time, I thought that $60 was too expensive and didn’t buy any.

Currently, in late 2020, Bitcoin is trading around $10,000/Bitcoin. It peaked in price at approximately $20,000/Bitcoin in late 2017. There are many analysts who believe it could go much higher. But even more importantly, Bitcoin and other cryptocurrency may break the banking chains that imprison us today. And it’s no longer a conspiracy theory to discuss cryptocurrency. Respected investors are taking it seriously like never before.

Bitcoin Exchanges and More Information

There are many exchanges that can be used to purchase cryptocurrency. Binance, Gemini, Kraken, Coinbase and so many more. Please do your research if you decide to invest. There are many scams in the crypto industry that are searching for an easy mark. If you want to learn more about Bitcoin and cryptocurrency, one place to start might be Investopedia. Good luck!

Read More:

Best Cryptocurrency Wallet in 2020.


Best Cryptocurrency

Prediction of Bitcoin Price

The Fastest Growing Cryptocurrency

Top 10 Cryptocurrency

How to Become a Millionaire from Nothing

One World Currency

Cardano ADA News


It is important to note that Piggy Bank Coins does not provide financial advice. We don’t endorse or recommend any financial investments. Instead, we provide information for educational purposes to those seeking knowledge regarding personal finance. However, in the spirit of transparency, note that the author is an investor in cryptocurrencies, precious metals and some equities.

In addition, The Federal Trade Commission (FTC) requires that Piggy Bank Coins disclose to readers that we may receive commissions when you click our links and make purchases. However, this does not impact our reviews and comparisons. Moreover, we try our best to keep things fair and balanced, in order to help you make the best choice for you.